NEW DIGITAL BANKING EXPERIENCE COMING JULY 11, 2023
Online Banking and Mobile Banking Upgrade
On July 11, 2023, Capital Area Federal Credit Union will launch a new Digital Banking platform that will replace our current Online Banking and Mobile Banking systems. The new Digital Banking will provide enhanced functionality and an optimized experience for both mobile app and online users. Among the new features, you will find improvements to e-alerts, more convenient eStatement availability, easier ways to manage your account, as well as new security features.
To make the transition to the new platform as smooth as possible, please be sure we have your most up-to- date email, phone, or cell number before the July 11 launch.
During this transition, you will NEVER be asked for your debit card number or your PayPal account information. If you receive such a request, DO NOT respond, and contact us immediately.
It’s easy to update your information:
Log in to your Online Banking account OR call us at 207-622-3442 to update your information over the phone.
With our new Online/Mobile Banking platform, you will be able to:
- View deposit, transfer, debit card and check history
- Create custom dashboards
- Track cash flow, expenses, budgets and goals
- Link external accounts
- Transfer funds seamlessly
- Set up spending, savings and balance alerts
- Tag transactions to make organizing and searching easier
- Attach images of your receipts
- Communicate with us via a secure messaging system within the platform
- Monitor your credit score for free
CLICK HERE FOR OUR ENROLLMENT TUTORIAL
FAQs to help guide you through the upgrade process
Why are you upgrading Online Banking and Mobile Banking?
We’re committed to providing technology to help our members better manage their finances. This upgrade will modernize your Digital Banking experience. Switching between devices will be seamless and provide you with a much better interface that is faster, simpler, and easier to use.
When will the upgrade take place?
On July 11, the current Online Banking and Mobile Banking platforms will roll into the same, seamless Digital Banking Experience—with all the features you would expect to have in both!
Will I have to enroll in the new Digital Banking Platform?
Yes. After the upgrade on July 11, it will be necessary for you to re-enroll. You can enroll either from our website at www.capitalareafcu.org, or by downloading the new Mobile Banking app.
Note: The current mobile banking app will not function after the upgrade on July 11, 2023.
What will I need to re-enroll in the new platform?
- Social Security Number (SSN) Date of Birth
- Account Number – your account number appears on your statement
- Current email address we have on file for you
- Current phone number we have on file for you
Where do I find my account/member number for the re- enrollment process?
Your account number is located at the top of your statements. You can also find it on your member ID card that was provided when you became a member.
Can I use my current username and password when I re-enroll in the new platform?
Yes. During enrollment, you can reuse the same Username and Password that you were using before as long as your password meets the criteria.
Will the Mobile Banking app change?
Yes. It will be necessary for you to download the latest version of the Capital Area FCU mobile app. The current version will no longer function on or after July 11. Please download the latest version of the mobile app to your phone or mobile device from the App Store® or Google Play.™
Can I re-enroll using just the new Mobile Banking App?
Yes. One of the great new features is the ability to register using Mobile Banking. It is no longer necessary to enroll in Online Banking first. The enrollment process is the same on a mobile device as it is on a laptop or desktop. Your new username and password will be the same for both.
Will I still be able to access my eStatements in Online Banking?
Yes. If you are currently enrolled in eStatements, 18 months’ worth of statements are expected to carry over to the new platform.
Will my Online Banking/Mobile Banking transaction history carry over?
Yes. 120 days-worth of transaction history is expected to carry over.
IMPORTANT NOTE: If you need access to transaction history beyond 120 days, you will need to download/export that history from our current system prior to July 11, 2023.
IMPORTANT NOTE: Custom transaction notes, flags and categorization WILL NOT carry over. Save/print your Income/Expense Reports from our current system prior to July 11, 2023.
Will Bill Pay change?
No. If you currently use Bill Pay and are the primary account holder, all account information will carry over. We plan for a seamless transition.
If I am the joint owner on an account, will I now need my own Username and Password?
Yes. If you are on an account here, please enroll with your social security number and account number to create your own Username and Password. All the accounts to which you have access will automatically appear in your list of accounts. We discourage sharing your login information with anyone else. Please remember to update your email and phone number with us before the upgrade.
How do I enroll my Business Account?
During enrollment, look for the option “Are you enrolling a business account?” Have your business EIN or TIN and account number on hand to complete your enrollment.